Toward BNPL 3.0: From Checkout Button to Financial Infrastructure
Lower funding costs, tighter distribution and regulatory fragmentation will define the next phase of buy now, pay later. PayPal and Affirm recently applied for industrial loan company charters, and Sezzle says it’s open to pursuing that path. These moves reveal something bigger: BNPL is no longer just about shopping. It’s becoming core financial infrastructure. These […]